We roll the payment when comparing different scenarios to the customers budget. The rate we refer to is the APR%. Rolling from the interest rate should only modify the interest rate to the arrive at the desired rolled payment amount.

Thanks for raising this, Tom Peacock — totally get how having a rate adjustment alongside Roll Payment could make the workflow a lot smoother. To make sure we’re tracking the right ask: in what scenario are you using Roll Payment, and what are you hoping to accomplish by adjusting the rate at the same time? Also, when you say “rate,” which specific rate are you referring to (APR/interest, payment rate, or something else in your process)? And should that adjustment apply only to the rolled payment(s), or should it carry forward to the full deal/contract going forward?